Back to the Pipe and the Pole

Here is a letter I received a few days ago from the President of my University.

Last summer, I formed an advisory task force to assist the University in developing a plan to prepare for probable reductions in state funding for higher education and to assist the University in developing a new instructional resource model. The task force consists of faculty, academic deans, administrators, and staff.

On December 18, 2010, the task force held an open forum. At that forum, Provost Mearns, who is co-chair of the task force, discussed the status of the task force’s efforts to assist in developing a contingency plan for next year’s budget. I attended the forum.

Since then, the task force has continued to provide me with additional recommendations. Those recommendations are detailed in a written report that is now available on the task force’s webpage.

This report recommends overall budget target ranges for each of the University’s major sectors: academic colleges, academic support units, and university administrative units. I have accepted these sector recommendations. In December, I provided differentiated budget targets to each of the vice presidents who manage university administrative units, and I directed them to prepare a contingency plan to meet their unit’s respective target. They have submitted their plans to me, which I am currently reviewing.

The task force’s report also provided specific recommendations about differentiated targets for each of the academic colleges. After developing a list of strategic factors and applying those factors to readily available data, the task force assigned each academic college to one of three groups, or bands. As discussed in the report, a college or an administrative unit can meet its proposed budget target through both permanent expense reductions and reliable revenue enhancements.

After reviewing an initial draft of the report, I met at length with Provost Mearns, Vice President George Walker and Tim Long, the University’s Budget Director, to review the strategic factors and the data relied upon by the task force to develop its differentiated recommendations for each of the academic colleges. In making my decisions, I relied upon the same strategic factors developed by the task force, including: how a college’s programs aligned with the University’s primary strategic goals; a college’s financial performance relative to the other colleges at the University; the extent to which a college has programs, including doctoral programs, with relatively few students; an assessment of the productivity and impact of the college’s research faculty; the success of a college’s students as measured by undergraduate retention and graduation rates and post-graduate licensing exams; and the ability of a college to develop differential tuition plans or increase enrollment above existing limits.

After this review, I accepted all of the task force’s recommendations with respect to the colleges’ budget targets, with one exception. I have delegated to Provost Mearns the responsibility of establishing differentiated targets for the various academic support units that report to him.

Provost Mearns has communicated the college targets to the deans, and he has asked them to provide him with their college’s plan by February 22, 2011. He has also directed the deans to consult with their respective faculties and staff in developing their college’s plan.

By early March, I anticipate that our collective strategy for meeting this financial challenge will begin to become more clear. Governor Kasich will present his proposed budget to the legislature on or before March 15. I anticipate that, when his budget is released, we will know much more about two of the most important factors that are driving this process: the approximate amount of any reduction in the state subsidy for higher education, and the limit on any possible increase in undergraduate tuition. By that time, we will also have had an opportunity to evaluate the various college and administrative plans that have been submitted.

When we have more information from the Governor, I will hold an open forum in March to discuss our University plan.

I know that this process is difficult and that it is causing some anxiety and uncertainty. I believe, however, that we have established a collaborative and transparent process that will enable the University to overcome this challenge. Indeed, I am encouraged by the constructive contributions that so many of you have already made to our contingency planning process. Therefore, I am confident that we will emerge from this process as a stronger institution — which is our goal.

Thank you for your service to our students, our University, and our community.

Indeed. To those of you who still believe in the American Dream, let me explain how it really works for you. Say Jane wants to grow up and become a Doctor. But Jane and her family live piss poor, so she works hard in High School, gets good grades in accelerated courses and takes part in track and cheerleading or some such other extracurricular nonsense that will look good on college applications. She gets accepted into a good school and manages to keep from getting pregnant. What a stand up gal Jane is, don’t you think? She gets some scholarships. Good for her! She gets Pell Grants and subsidized and unsubsidized loans through FAFSA. That’s our girl.

Before you know it she is accepted into Harvard Medical School and graduates with honors. Bravo! The problem is, now Jane has upwards of $200,000 worth of student loans to pay back. She gets married and begins practice as a pediatrician, her lifelong dream. But it will be a while before she begins to really rake in the dough and there are medical malpractice lawsuits on the horizon. Nonetheless, she and her husband, a college professor, are living well, having babies and attending church on Sundays. Everything seems fine until disaster strikes. Her mother is still piss poor and has just suffered from a stroke. A neighbor finds her laying face down in her apartment surrounded by urine and her own feces. Jane’s mother is admitted to the hospital and is soon discharged. Incontinent, paralyzed from the waist down and unable to take care of herself, Jane’s mother is just above the income threshold for medicaid and there are limited funds. She has no Health Insurance and therefore cannot afford to live in a Nursing Home or Assisted Living Facility, so Jane has to quit her job to take care of her mother, as her husband is unwilling to quit his. The financial problems caused by the fact that Jane can no longer supplement the family income as well as the demands of taking care of a sick elderly woman takes a toll on their marriage, and Jane’s husband starts banging his secretary. They get a divorce and the children are heartbroken. Jane is now a single mother with no job. She still has student loans and legal fees to pay back, no home because she can’t afford a mortgage, and three kids to put through college. Her oldest daughter Sarah is devastated by the break up of her family and commits suicide. Three months later, Jane’s mother dies due to inadequate medical care. Jane’s American Dream has turned into an American Nightmare.

Sounds extreme, right? Wrong. Things like this are happening everywhere. I can tell you that it is extremely difficult to pay for college, and I will explain why. Most people have an idea of the average college student’s financial situation. A freshman will have mom and dad foot most of the bill and private loans will take care of the rest, right?

Wrong.

Take me for example. I graduated from that Shithole High School a semester early with decent grades and community service. Go me, right? I figured I might as well try to go to college, so I briefly (and by briefly, I mean for about two seconds) thought about going into the military and even told the Hell Hole High School that those were my plans so they would let me graduate early. I took the ASVAB tests and got excellent scores, fielding calls from every military branch recruiter known to man telling me to join so I could become an officer. Of course, I am not going to go into the Military. I am a pacifist. So I changed my phone number to get rid of the recruiters and enrolled at the local junior college, with plans to save money on Gen Eds in mind. Problem was, my Dad makes too much money for me to get FAFSA and we are somewhat estranged. I had to work my tail off and go to School part time so I could get taken off of his tax returns, as a student has to be enrolled in school full time to be on their parents tax returns after they’re eighteen and to still be on their parents health insurance plan.

In any case, I no longer have Health Insurance but now that I’m off his taxes I go to School overtime, supplemented by a hefty financial aid award. But get this!

President Obama and his aides have spent a good bit of time over the last several weeks talking about the importance of education. Now they announce that they plan to cut spending on Pell grants, the big student-aid program that helps students in (roughly) the bottom half of the income distribution. As Jackie Calmes explains:

Pell grants for needy college students would be eliminated for summer classes, and graduate students would start accruing interest immediately on federal loans, though they would not have to pay until after they graduate; both changes are intended to help save $100 billion over 10 years to offset the costs of maintaining Pell grants for nine million students, according to administration officials.

Oh, fantastic! Keep in mind that my situation is not unique. Many students are like me, with families either too poor or too unwilling to help pay for school. I have a friend, for example, who had to run away from home when she was in Hell High School because her Step Father was beating her mother. She supported herself with two jobs and help from family and friends until she graduated, and now she has classes with me. I don’t know how she does it, because she is forced by FAFSA to file as a dependent even though she receives no help from her family and supports herself completely. She is awarded funds based on the assumption that her parents help her when in reality she has to pay for full time school as well as everything else.

And why is it that school is so expensive? Gods only know. The cost of living has increased exponentially since my parents were in college. It is easy for some stuck-in-the past 1950′s holdover to lecture one of us stupid delinquent teenagers about how THEY did it when they were our age so why can’t we? Well, I feel like saying to these idiots, you’re the ignorant fools who elected conservative Presidents and congresses for the past several decades and caused the inflation and budget cuts that led to all of these problems. Get over yourself.

Not only that, but tuition is obscenely expensive since now colleges are run more like businesses instead of academic institutions that shape young minds and prepare the leaders of tomorrow. I have to pay thousands of dollars for Professors to teach me the same bull shit I’ve been learning since the sixth grade (which is not to say I don’t learn a lot in College these days from certain professors, but I digress) and then once I and many students have paid several more thousands to complete an undergraduate degree two thirds of us STILL won’t be able to get a job. And people wonder why our education system is so behind.

Well, one might say, you may not be achieving all of your fancy starry eyed dreams but at least you are bettering yourself for the real world. Maybe you’ll be a hospital administrator instead of a chemical engineer but at least you have the right to a comfortable lifestyle and a reasonable retirement, right? Wrong.

So far, Obama has had the following “bright ideas” and has proposed them to Congress:

(1) Obama proposed (and Congress passed) a $112 Billion REDUCTION in revenues coming into the Social Security trust fund for this year; that is a cut of 30% in workers’ contributions to the Fund. I think we can be pretty sure this $112 Billion annual cut in Social Security taxes will be made permanent with the full agreement of Obama. It won’t take long, at that rate, for Social Security to drain its fund (and current surplus) and go out of business.

(2) Obama has proposed a 50% REDUCTION in federal aid to the program that helps poor people pay heating bills for their homes

(3) Obama is proposing that Fannie Mae and Freddie Mac go out of business, which will make it harder — if not impossible — for lower-income and middle-income people to buy their homes instead of paying endless rents

(4) Obama is proposing that the interest homeowners pay for their mortgages NO longer be fully deductible on their income taxes. In the early years of any mortgage, the bulk of the monthly mortgage payment goes to pay the interest on the mortgage; having that great sum be deductible has made it possible for people to buy homes and not default on their mortgages when finances are tight (as they often are when new homeowners are just starting out).

The result of Obama’s “bright” ideas, numbers (3) and (4), will be to make it harder for current homeowners to SELL their homes, will DEFLATE the value of their homes, will cause more people to default on their mortgages, and will create a situation where communities will take in LESS in the way of property taxes because of the number of vacant, abandoned homes that will become liabilities.

- – – – – – – – – – – – – – – – – – -
And Obama is doing all of this cutting less than two months after signing into law tax CUTS for the wealthiest Americans.

The Republicans have the EXACT right Democrat in the White House for their evil purposes. Obama is: (1) helping the Republicans realize their decades-long goal of destroying the Social Security program, (2) proposing policies that will create an even wider division between the “haves” and “have-nots” in America, and (3)proposing policies that will create a sub-class of Americans that the top one percent of Americans will be able to reduce to economic slavery.

That’s right. So long house in the ‘burbs. Bye bye white picket fence, 2.4 children and Labrador Retriever. S’later retirement fund, pensions, IRA. Hi poverty, what it do destitution? We’re the leaders of tomorrow. Nice to meetcha!

It just won’t do. Obama is a Republican Dream, not an American Dream. Why, just look at the cover of one of his famous “books.”

The Audacity of Nope

To Obama, this is the American Dream. Jane’s life would be everyone’s life with the policies he is currently championing. Can you believe this is happening? Well, I can. I’ve been saying who Obama is from the get-go. All it took was reading his idea of the American Dream in the pages of this book, where he talked about cutting Social Security and used Reagan as an example of a President to emulate. He’s stuck to his word, too. And has managed to unite this divided nation of ours- against him. On the 100the anniversary of Reagan’s whatever it was I was subjected to fawning book covers and pages about Obama’s hero for days. And now he is cutting Social Security with his bipartisan Republican pals, just like he promised.

I don’t know about you, but this doesn’t jive with the Obama the fauxgressives were selling us. This whole thing just isn’t going to work for me. I’m sure it won’t work for a lot of you, either, so run for office instead of electing more morons who will continue to pull this crap on us and expect to get reelected. My plan is to go to Law School and try to change these problems from within instead of sitting here and bitching about it.

But Isis, I can hear some people saying. Law School is expensive. You depend on those Pell Grants Obama and the Tea Party losers are cutting left and right and spending on unnecessary wars, a shitty Health Care Law and Michelle’s vacations in Spain to pay for your tuition, books and other fees. Won’t you be just like Jane, busting your hump for a dismal future? What are you going to do?

Well, shit. Whatever FAFSA doesn’t cover anymore I’ll supplement with scholarships. I just got a job that will pay for my Master’s Degree in Social Work so long as I get a good GPA. And certain agencies and non profits in my field of study will pay back all of my tuition if I end up working for them. As for the rest, it’s back to the pole and the pipe. And don’t think I’ll be the only one.

Wednesday News

Good Morning Conflucians!!!

First up in weird news, in case you’re not already getting that apocalyptic vibe from earlier this week, more birds have suddenly died, this time not in Arkansas, but in Louisiana:

Birds dropping dead from the skies and rivers flowing with tens of thousands of dead fish sounds like a cheesy Hollywood movie about the Apocalypse. Or the ravings of a Revelation-obsessed street preacher.

But residents of several US states are coping with the reality of mystery mass wildlife deaths, which have left officials scratching their heads and jumpy members of the public joking (nervously) about the end of the world.

Today it emerged that about 500 red-winged blackbirds and starlings had been found dead in Louisiana. Their tiny corpses littered a short stretch of highway near the city of Labarre after apparently falling dead from the sky.

That would be spooky enough. But the Louisiana bird die-off came just a few days after up to 5,000 blackbirds fell to earth in neighbouring Arkansas in the small town of Beebe. Residents there had reported stumbling upon the bodies littering the ground and even being hit by them as they fell. One woman said she was struck while walking a dog. Another avian corpse bounced off a police car.

In even more grim news, anglers and other members of the public reported that more than 80,000 drum fish had suddenly died in the state’s Arkansas river, about 100 miles west of Beebe. The silvery bodies of the fish floated in the river and washed up on its sides having died at roughly the same time. In another incident, hundreds of miles away on the Maryland coast of Chesapeake Bay, tens of thousands of dead fish also washed up on the shore.

Yea, that’s what I said. WTF? I’ve got rosary beads, incense, a statue of Sheba, among a few other things. What are you holding onto for dear life? What was the name of the other horseman anyway?


In a related news, Goldman Sachs and some Russian group invested nearly 1/2 billion in Facebook. That’s right, those two know everything there is to know about a whole hell of a lot of people now. Wonder if their joint bank account number is 666 by any chance. Note to self, get more statues of other religious figures. Here’s some coverage:

The “great vampire squid” of finance, Goldman Sachs, has invested $450 million in the emerging great vampire squid of cyberspace, Facebook. As the New York Times’ DealBook reported, the deal is gives Goldman a leg up on the huge fees investment banks will get when the social-networking company eventually sells shares to the public. And as the Times and Wall Street Journal also report, Goldman will also haul in huge fees from those clients who want to invest themselves.

Meanwhile, Facebook gets the capital to keep buying talent and startups, and to fuel its expansion in all kinds of other ways — and it gets to sell stock in what amounts to a shadow stock market that’s growing faster than regulators seem willing or able to understand, much less deal with.

This looks like a better deal for Facebook than its investor, putting Facebook’s value at $50 billion, which makes sense in today’s increasingly bubble-like market. Silicon Valley is going a bit wild again– not as crazy as the late 1990s, mind you, but there’s a froth element to the local economy.

Given a deal of this size and importance, there should be some SEC scrutiny. Yea right. But some report that there might be:

Goldman Sachs Group Inc.’s plan to offer clients up to $1.5 billion in Facebook Inc. equity may invite U.S. regulators to take a closer look at whether the owner of the world’s most popular social-networking site is circumventing disclosure rules, securities lawyers said.

The Securities and Exchange Commission, whose rules require any company with more than 499 investors to disclose financial information, is already scrutinizing the market for trading shares of closely held companies including Facebook, according to a person familiar with the inquiry, who declined to be identified because the matter isn’t public

Goldman Sachs invested $450 million in Facebook and is planning to create a special purpose vehicle for its clients to make additional investments worth as much as $1.5 billion, according to two people familiar with the matter who spoke on condition of anonymity because the deal is private. Some private companies avoid crossing the disclosure threshold when investors’ funds are channeled through a single entity, such as a private equity firm or hedge fund.

“The real question is, what are the details of this special purpose vehicle?” said James Angel, a finance professor at Georgetown University’s business school in Washington. If the investment is designed to circumvent the rule, “the SEC should be looking very closely at it.”

Good thing we have a Democratic president that is looking out for us and will do what’s right. Oh wait, no we don’t, she was tossed under the bus. Instead we have an empty suit actually owned by Goldman Sachs. Oh yea. Why is this feeling even more biblical all of the sudden? Maybe we could have some leaks about all these things, about how Goldman Sachs helped fund an unknown candidate, about the Banks and their shady deals, about corruption in government at many levels. No, instead we get none of those useful leaks, but instead leaks that lead us to more wars in the middle east. Nice distraction.


Let’s see what our grand congress has in store for us this session. First we have this from Slate about how the Dems sound like Repubs and the Repubs sound like Dems:

The parties have switched not only offices but arguments. Democratic Rep. Debbie Wasserman Schultz said Republicans were going to spend “countless hours trying to repeal health care reform rather than focusing on jobs, the economy and deficit reduction. Every minute wasted on trying to repeal health care reform fruitlessly is one less minute the Republicans will spend on job creation and turning this economy around.” If that sentiment sounds familiar, it’s because it was a Republican refrain during the House’s debate over health care in 2009 and 2010.

Sometimes this required the Democrats to contradict themselves. They complained that the GOP House effort to repeal health care was a meaningless show because the Democratic Senate will never allow such a measure to proceed. But when defending their record on economic issues from the last session, they pointed to bills they passed that they knew would never get past a Republican filibuster in the Senate.

Democrats also complained that the Republicans were adding to the deficit and have shut them out of the legislative process. Next week, when the House votes to repeal health care (or, “job-killing health care,” as they call it), Democrats will not be allowed to add amendments. They were also not allowed to participate in writing the rules under which the measure will be considered. Democrats did this kind of thing when they were in power, of course, but they say Republicans had pledged to be more open and transparent.

Oh dear. WaPo has more coverage on the upcoming battle over health care insurance bailout. Expect this to be a lot of noise and distraction for a while. Such theater. A Republican bill written by the health insurance lobby where the Repubs (and insurance companies) pretend to hate it and Dems (sadly actually) like it. And the working class are screwed again. As usual.


It looks like there will be some turnover from both the WH staff and the VP staff. There’s some noise about Gibbs possibly leaving. And now we’re hearing that Biden’s CoS is stepping down. Along with that, LATimes has a few more rumors:

The White House staff reshuffle continued Tuesday with Vice President Joe Biden announcing that his chief of staff is leaving, while speculation swirled that the president may appoint a well-connected Chicagoan to a top post.

Biden’s chief of staff, Ron Klain, is resigning to become president of Case Holdings, the holding company of AOL cofounder Steve Case. Over the last two years, Klain helped position Biden as an influential figure in the White House while assisting in the confirmation of a pair of Supreme Court nominees: Sonia Sotomayor and Elena Kagan.

His departure surprised even some members of Biden’s staff. Klain had been mentioned as a possible candidate for President Obama’s chief of staff, but the president may be opting for someone with a higher profile.

After Rahm Emanuel quit to run for mayor of Chicago, Obama appointed longtime aide Peter Rouse to the chief of staff job on an interim basis.

Now, Obama is considering William Daley for a senior position, possibly chief of staff. Daley is the brother of outgoing Chicago Mayor Richard M. Daley, and he served as Commerce secretary under President Clinton.

As the great David Bowie once said: “Ch-ch-ch-ch-Changes.” Something tells me none of these changes are going to be for the better. Any bets?


In some rather funny, in a macabre sort of way, news, a murderer was found guilty in part because of his google search history:

Julie Jensen died as a result of ethylene glycol in her system, an ingredient found in antifreeze. On the morning of her death, someone attempted to “double-delete” (apparently unsuccessfully) the computer’s browsing history, which included a search for “ethylene glycol poisoning.”

Jensen was found guilty of first-degree homicide in 2008 based on this and other incriminating evidence, including a letter written by his wife before her death. He appealed the conviction, arguing for one that the warrantless police search of his computer violated his Fourth Amendment rights. The Wisconsin Court of Appeals did not agree as he had signed a consent form.

As the article humorously mentions, does that mean we’ll be getting a CSI Internet Division spin-off?


In sort of related news, CA Supreme Court ruled that police can search your cell phone without a warrant when you’re under arrest:

The California Supreme Court ruled Monday that police do not need a warrant to search a cell phone carried by someone under arrest.

The justices determined a Ventura County deputy had the right to conduct a warrantless search of the text messages of a man he had arrested on suspicion of participating in a drug deal.

The state court ruled 5-2 that U.S. Supreme Court precedent affirms that police can search items found on defendants when they are arrested.

I understand this in terms of searching your pockets, etc. But the problem with this ruling is one of not keeping up with technology. With smartphones these says, searching what’s in your very powerful large computer (in a small space) that can include pretty much every important document found in your house, bank, accountant, etc. That is, all of your personal records of note could actually be on your phone. This can also provide full access to all of your email, all of your social media accounts, and all of your history of communication of every sort for years. It’s possible that your smartphone could easily be the equivalent of raiding your home, your lawyers office, your doctors office, etc. I hope this issue is revisited with those issues in mind sometime soon. In the mean time, I’ll suggest some privacy protection ideas in a later post.

In other court news, CA Prop 8 is heading directly to the state Supreme Court and bypassing the 9th circuit (more accurately, the 9th circuit just punted):

Instead of resolving a thorny “standing” issue itself, and thus launching the appeal on its way to the United States Supreme Court, a three-judge panel instead first asked the Supreme Court of California for guidance on whether the private litigants who appealed the August 2010 ruling striking down the same-sex marriage ban had the legal right to do so.

The 9th Circuit just acted, to be sure, but not even the most conservative legal scholar can dare call this an instance of “judicial activism.” Instead, the tactical punt from one San Francisco court to another is consistent with a centuries-old judicial concept: never decide what you don’t really have to decide, especially when you have a plausible excuse for not deciding it. Here, the 9th Circuit blamed the not-completely-unexpected detour on the lack of “controlling state precedent” on the question of what to do with an appeal where, as here, both the sitting governor (the since-departed Arnold Schwarzenegger) and the sitting attorney general (the since made-governor Jerry Brown) refused to carry it out.

By diverting the case away from the federal courts and toward the state supreme court, by asking for clarification of state law by and from the state’s highest court, the 9th Circuit has almost certainly delayed a substantive ruling on the merits of the case for at least a year and likely longer. The standing issue will likely have to be briefed all over again before the state high court, and a new oral argument date will likely have to be set, and then a new vigil will begin for people all over the world who are waiting for final word from the courts on whether same-sex couples have a constitutional right to marry.  All of this will take six to nine months, at least.


In news of the “is that news?” department, many people are obsessing and perplexed that Sarah Palin re-tweeted a pro DADT tweet. Yes, you got that right, just by Palin re-tweeting something (with no extra quote), people are actually spending time trying to figure out what she might have meant. I kid you not:

Online pundits are trying to interpret Sarah Palin’s stance on “don’t ask, don’t tell” after she echoed an Internet post by a conservative lesbian commentator who slammed the opposition to the policy’s repeal.

Tammy Bruce wrote Monday on Twitter that “this hypocrisy is just truly too much. Enuf already – the more someone complains about the homos the more we should look under their bed.”

Palin’s retweet of the post raised questions about her own stance on the military’s policy, which was repealed by Congress late last year. The former 2008 Republican vice presidential nominee hasn’t spoken about the policy except to say last February that she was surprised at President Barack Obama’s support for a repeal because it was not a priority at the time.

Palin representatives did not immediately respond to requests for comment Tuesday, but Politico said the retweet is a hint that Palin supports the repeal. Gawker said Palin is not “in the context of her party, rabidly homophobic,” then wondered if perhaps she didn’t understand the tweet or pushed the wrong button.

Now our pundits are reading tea leaves. Oh wait, that’s what they’ve always done. They really should get out more.

That’s a bit of what’s in the news. Chime in with what you’re reading.

Wednesday News

Good Morning Conflucians!!

A few interesting things happening in the news. First up, we have a cure for HIV infection, at least in one patient:

Doctors believe that they may have found one of the largest breakthroughs in the battle against HIV, the virus which leads to AIDS. The news broke today (December 14) out of Berlin, Germany when doctors confirmed that Timothy Ray Brown received a stem-cell treatment while battling leukemia. His doctors recently published a report in the journal Blood affirming that the results of extensive testing “strongly suggest that cure of HIV infection has been achieved.”

Here’s the abstract of the paper in question for any of you up on your hematology research. Here’s the salient point:

In conclusion, our results strongly suggest that cure of HIV has been achieved in this patient.

There’s a lot of work yet to do, and this may not be an overall cure, but it’s a major breakthrough.


As reported yesterday by RD, a federal judge in VA ruled the mandate to buy a private product part of the health insurance company bailout bill is unconstitutional. Here’s a follow up article about the ruling and the VA district attorney’s winning strategy:

Virginia’s go-it-alone legal strategy to challenge the nation’s sweeping federal health-care overhaul – once questioned by both advocates and some opponents of the law – seems to be paying off for state Attorney General Ken T. Cuccinelli II after Monday’s court ruling, in his favor, that a key provision of the law is unconstitutional.

When Cuccinelli (R) filed suit in March against the federal law – rather than signing on to one filed jointly in Florida by 20 other attorneys general – Democrats said it was an exercise in grandstanding for political gain.

[...]

But his decision has undermined those who contend that constitutional challenges to the law are frivolous.

“There’s no question that this was a gamble in terms of how the litigation would have been perceived if he’s received the third strike in a row,” said Jonathan Turley, professor of law at the George Washington University Law School. “It’s certainly a gamble that’s paid off.”

Cuccinelli has maintained all along that filing his own challenge made more sense than signing on to the Florida effort.

The Virginia General Assembly had passed a law in March that made it illegal to require state residents to carry health insurance. The conflict between the state statute and the federal law gave Virginia unique standing to sue, he argued.

“You just don’t go to other states to protect your own laws,” Cuccinelli said in an interview Tuesday.

That being said, the real test will be the supreme court. Which at the earliest would be sometime next year, and likely the year after that. I think it’s an interesting issue and very worth a supreme court case. Clearly there’s gray area with being “punished’ for inaction with respect to having to buy a commercial product. And of course when the health insurance lobbyist wrote the bill, making that part not a tax was a big issue. Those calling the issue silly or frivolous were being silly.


And speaking of silly, Republicans that think the 2010 midterm elections were about them are of course not even close. A new poll out back up what everyone should know (again):

Republicans may have made major gains in the November elections, but they have yet to win the hearts and minds of the American people, according to a new Washington Post-ABC News poll.

The midterm elections – in which Republicans gained 63 seats to take control of the House and added six seats to their Senate minority – were widely seen as a rebuke to President Obama. Still, the public trusts Obama marginally more than they do congressional Republicans to deal with the country’s main problems in the coming years, 43 percent to 38 percent.

The poll suggests that the election, while perhaps a vote against the status quo, was not a broad mandate for Republicans and their plans. The survey also underscores the degree to which Americans are conflicted about who they think is setting the agenda in Washington.

The president’s narrow advantage is a striking contrast to the public’s mood at this time in 1994 and 2006, the last two midterm election years when one or both chambers of Congress changed hands.

[...]

In the new poll, just 41 percent of respondents say the GOP takeover of the House is a “good thing.” About 27 percent say it is a “bad thing,” and 30 percent say it won’t make any difference. Most continue to say that the Republicans in Congress are not doing enough to compromise with Obama on important issues.

At this time in 1994, six in 10 Americans said the GOP had taken a stronger leadership role in Washington, while just one in four said Clinton was firmly in charge. In the new poll, Americans are about evenly split between Obama and the Republicans in Congress on this question.

Of course it’s idiotic comparing 2010 to 1994 for many reasons. One is that in ’92 Clinton won a three man race without  a majority. So his numbers were building up from a low point. Obama’s numbers in contrast have been steadily coming down from a high point. Also in ’94 Democrats got shown the door precisely because a large number of them were breaking the law. Whereas in this case, we have a supermajority Democrats in congress and a Democratic president elected in ’06/’08 to fix a majorly broken economy. And in the last 4/2 years respectively, it’s gotten worse. And for better or worse (or right or wrong), the voters wanted a new direction. That is, it’s the economy stupid. On top of that, Obama’s a real piece of shit and the congress that just does what he says (same as they just did what Bush II said before) were getting a bit tiring.

But what these numbers do indicate to me is that if things don’t get better economically, esp. with respect to jobs, then the Republicans will incur losses in ’12. If we’re around high 8% or higher in unemployment, there’s going to be some more changes. And they might just be dramatic.


The Commandant of the Marines says repealing DADT will result in casualties:

The Marine Corps’ top general suggested Tuesday that allowing gays to serve openly in the military could result in more casualties because their presence on the battlefield would pose “a distraction.”

“When your life hangs on the line,” said Gen. James F. Amos, the commandant of the Marine Corps, “you don’t want anything distracting. . . . Mistakes and inattention or distractions cost Marines’ lives.”

In an interview with newspaper and wire service reporters at the Pentagon, Amos was vague when pressed to clarify how the presence of gays would distract Marines during a firefight. But he cited a recent Defense Department survey in which a large percentage of Marine combat veterans predicted that repealing the “don’t ask, don’t tell” law would harm “unit cohesion” and their tight-knit training for war.

“So the Marines came back and they said, ‘Look, anything that’s going to break or potentially break that focus and cause any kind of distraction may have an effect on cohesion,’ ” he said. “I don’t want to permit that opportunity to happen. And I’ll tell you why. If you go up to Bethesda [Naval] Hospital . . . Marines are up there with no legs, none. We’ve got Marines at Walter Reed [Army Medical Center] with no limbs.”

I understand Commandant Amos’ concern for his marines and why he would want to move very slowly when it comes to any change that shakes things up. But it’s way past time for this change. We have women at most levels and in combat (though we pretend they’re not), and of course for a long, long time, we’ve had people of color in the armed forces, even though both of those were changes that shook things up and were distractions at the time. I have faith in the marines that they can handle such a change just fine. If memory serves, the previous commandant has similar issues. I hope he can take a lead from his boss, Adm. Mike Mullen, and move to deal with the new realities instead of throwing wrenches in the works.


In the latest news from the world of WikiLeaks, the Air Force has blocked WikiLeaks from it’s own networks:

The Air Force is barring its personnel from using work computers to view the Web sites of The New York Times and more than 25 other news organizations and blogs that have posted secret cables obtained by WikiLeaks, Air Force officials said Tuesday.

[...]

Cyber network specialists within the Air Force Space Command last week followed longstanding procedures to keep classified information off unclassified computer systems. “News media Web sites will be blocked if they post classified documents from the WikiLeaks Web site,” said Lt. Col. Brenda Campbell, a spokeswoman for the Air Force Space Command, a unit of which oversees Air Force cyber systems. “This is similar to how we’d block any other Web site that posted classified information.”

Colonel Campbell said that only sites posting full classified documents, not just excerpts, would be blocked. “When classified documents appear on a Web site, a judgment will be made whether it will be blocked,” she said. “It’s an issue we’re working through right now.”

The other armed forces are handling it differently:

Spokesmen for the Army, Navy and Marines said they were not blocking the Web sites of news organizations, largely because guidance has already been issued by the Obama administration and the Defense Department directing hundreds of thousands of federal employees and contractors not to read the secret cables and other classified documents published by WikiLeaks unless the workers have the required security clearance or authorization.

“Classified information, whether or not already posted on public websites or disclosed to the media, remains classified, and must be treated as such by federal employees and contractors, until it is declassified by an appropriate U.S. Government authority,” said a notice sent on Dec. 3 by the Office of Management and Budget, which is part of the White House, to agency and department heads.

A Defense Department spokesman, Col. David Lapan, in an e-mail on Tuesday night sought to distance the department from the Air Force’s action to block access to the media Web sites: “This is not DoD-directed or DoD-wide.”

The Air Force may have gone too far. We’ll see how that plays out. And in related news, Julian Assange paid bail, but is still in jail:

Sweden tonight decided to fight a British judge’s decision to grant bail to WikiLeaks founder Julian Assange, who has spent more than a week in prison over sexual assault allegations involving two Swedish women.

A dramatic day in and around City of Westminster magistrates court saw Assange win bail, but then be forced to return to what his lawyer Mark Stephens described as “Dickensian conditions” at Wandsworth prison while the international legal battle played out.

Sweden has decided to contest the granting of bail to Assange, who is being held pending an extradition hearing, on the grounds that no conditions imposed by a judge could guarantee that he would not flee, a legal source told the Guardian.


And speaking of crimes, it looks like the Senate will pass the near trillion dollar deficit increase and social security destruction bill today:

The U.S. Senate today is poised to pass President Barack Obama’s $858 billion proposal to extend Bush-era tax cuts for all income levels, cut payroll taxes and extend expanded jobless benefits.

Majority Leader Harry Reid said last night on the Senate floor that the chamber will start debate at 11 a.m. on the measure. Before a vote on final passage, senators will take up three amendments, Reid said. Amendments require a two-thirds supermajority for adoption.

Senate passage will send the tax bill to the House, where Democrats — who threatened last week not to bring it to the floor — late yesterday discussed a plan to let Democrats vote on an alternative to estate-tax provisions many of them oppose.

We will see soon after that what happens in the House. Please write your congressman and tell them not to pass anything like this POS giveaway to the rich and obvious ploy to destroy social security and medicare.


Rahm “The Fish” Emanuel got a Chicago style grilling yesterday about his mayoral run:

The most serious attack on his candidacy came in the first 90 minutes of the hearing as the lead attorney challenging Emanuel bored in on the issue of whether the former White House chief of staff meets the requirement of being a Chicago resident for one year prior to the Feb. 22 election.

But after that, it was open season as a long line of citizens who object to Emanuel’s run for mayor quizzed him on everything from when and where he purchased a city sticker for his car to whether he played any role in the violent 1993 Waco, Texas, siege to if he has ever been a member of the Communist Party.

Sadly I think he’ll be able to run just fine. And sadly he’s still the front runner.


Interest rates have been inching up and the Fed has taken notice:

Interest rates are marching upward, making it more expensive to take out a mortgage or get a loan to expand a business, and diluting efforts by Congress and the Federal Reserve to strengthen the economy.

The rise is partly because of good news: The outlook for growth has improved, putting less pressure on investors to keep their money in ultra-safe bonds. When there’s less demand for bonds, their interest rates – or yield – go up to attract more investors.

And the better economic outlook could allow the Fed to pull back sooner than expected on the extraordinary steps it’s taking to keep rates low.

But bond investors are also spooked by the tax-cut deal between President Obama and congressional leaders, which if enacted would increase the budget deficit substantially over the next two years.

The climb in interest rates is confounding the Fed’s efforts as it tries to bring down rates by buying $600 billion in Treasury bonds. The central bank affirmed that it would stay on course with those plans Tuesday after a policy meeting.

Yes, it’s good and it’s bad and it’s messing up their efforts to make money cheaper. It’s all going to end in tears I tell you. Our economy as well as the world economy is fragile. The dollar is on the brink. It’s scary out there. The current worry about interest rates going a bit higher (as if things are getting better.. give me a break) reminds me of a small leak in a dam being plugged by a finger. Sadly we’re all living in the small village below the dam.

On that lovely note, let’s open the floor to more news. And some positive news please. Chime in with what you’re reading.

The Smartest President Ever? NOT!


I missed this part of Obama’s 60 Minutes interview on Sunday:

In an interview airing Sunday night on CBS’ “60 Minutes,” Obama said the health care system itself is huge and complicated and that changing it eluded previous presidents because it was so difficult.

“I made the decision to go ahead and do it, and it proved as costly politically as we expected — probably actually a little more costly than we expected, politically,” he said.

Obama said he thought that he would find common ground with Republicans by advancing health care proposals that had been introduced by Republican administrations as well as potential presidential candidate Mitt Romney when he was governor of Massachusetts.


What the fuck? That dumbass must be drinking his own Kool-aid.

So we get a Republican health care plan and the Democrats get blamed for it. Nice.

Continue reading

Monday Morning: He’s Baa-aaccccckkkk

Keith Olbermann has returned from exile at MSNBC:

Liberal groups had taken on Olbermann’s suspension as a cause. An online petition calling for his reinstatement, run by the Progressive Change Campaign Committee, had exceeded 300,000 signatures Sunday, and Michael Moore had tweeted his support. The committee’s Adam Green said Griffin was repeatedly e-mailed updates on the petition drives.

“Progressives proved that when one of our own are targeted, we will have their backs,” he said.

That’s right. Why fight for REAL Health Care Reform or hold some kind of rally for the unemployed when you can fight to get a screaming moron back on the air?

Oh well. Moving on! Representative Eric Cantor refuses to take another Government shut down or a default on the National Debt off the table.

In an interview with Fox News Sunday this morning, Rep. Eric Cantor (R-VA), the #2 Republican in the House, threatened to take the nation’s economy hostage if President Obama does not comply with House GOPers’ as yet undefined demands. When asked if he would take a government shutdown on forcing the United States to default on its debt off the table, Cantor responded that it would somehow be President Obama’s fault if House Republicans press this agenda:

QUESTION: Are you willing to say right now we’re not going to let the country go into default, and we won’t allow a government shutdown?

CANTOR:  Chris, look at this now.  The chief executive, the president, is as responsible as any in terms of running this government. The president has a responsibility, as much or more so than Congress, to make sure that we are continuing to function in a way that the people want.

Wow. Do these imbeciles ever learn? Never mind the fact that the public sector is almost the only place where people actually have jobs now, Obama is ALL READY saying he will compromise on extending the Bush Tax cuts. I wouldn’t worry, folks. No way is Bam going to have the cojones to let it come to a showdown between him and the House GOP. He might actually have to stand on his principles if that happens, and he has none. Even if it’s true that the GOP won’t accept compromise now, he will cave.

Cantor elaborates on The Hill about what message electing Nancy as House Minority Leader would send to Americans:

“I mean, the voters outright rejected the agenda that she’s been about. And here they’re going to put her back in charge,” Cantor, in line to become the House majority leader in the next Congress, said on “Fox News Sunday.”

“I mean this is the woman who really, I think, puts ideology first, and there have been no results for the American people,” he said. “And that seems the direction they want to take again. It just doesn’t make sense.”

She hardly puts her ideology first. This is a gal who claims to be pro choice and then passed HCR on our uteruses to please her backers in the Insurance Industry. Maybe if she had stuck to her scary socialist ideology more women would have showed up at the polls when she and Harry needed them.

And the  party doesn’t stop there. At least not the Tea party. The GOP also promises to “roll back” HCR.

Republicans, who will control the House starting in January but will remain in the minority in the Senate, acknowledge that they do not have the votes for their ultimate goal of repealing the health law, the most polarizing of Mr. Obama’s signature initiatives.

But they said they hoped to use the power of the purse to challenge main elements of the law, forcing Democrats — especially those in the Senate who will be up for re-election in 2012 — into a series of votes to defend it.

How’s that “New Coalition” working out for ya?

The Republicans are worse®?

SERENITY NOW!


Kevin Drum at MoJo:

That final quote is priceless. “The health reform law did not deliver the uninsured in the way that insurers wanted.” Apparently they wanted the uninsured trussed up and delivered to their doorsteps wallet first, but without any actual obligation on their part to provide decent service in return. And they know just how to get their wish: “The industry would love to have a Republican Congress,” says Wendell Potter, a former Cigna insurance executive. “They were very, very successful during the years of Republican domination in Washington.”

But this is creating a wee problem for everyone. You see, Republicans are loudly proclaiming right now that they want to eliminate the part of the law that forces everyone to buy insurance. But that’s exactly the part of the law that insurance companies like. In fact, they want to see it strengthened. At the same time, they want to get rid of the popular parts of the law that keep insurance companies from figuring out ways to screw patients. But those are the provisions that Republicans say they’ll keep if we turn over Congress to them.

And yet, the insurance companies are massively funding Republicans this cycle anyway. Why would that be? It’s almost as if they’re sure that Republicans are just blowing campaign smoke and will support their agenda once they’re safely in office. They’re so sure, in fact, that they’re willing to put their money where their mouths are to the tune of millions of dollars.

So which do you believe? Republican mouths or insurance industry money? Decisions, decisions…..

Lets see Kevin, the Democrats passed a bill requiring every American with two nickles to rub together to give one of them to a health insurance company and the Republicans say they want to repeal it so you think we should . . . trust the Democrats?

WTF?

I mean seriously, WHAT THE FUCK???

Seems to me I recall that the health insurance companies donated to Obama early and often, along with the Wall Street bankers, BP, and the rest of the malefactors of great wealth. And wasn’t it just yesterday that the DNC was bragging about how much money they were raking in?

Let’s not forget Stupak-Pitts and Executive Order 13535 either.

You want to know the worst part? Kevin Drum GETS PAID TO WRITE THAT DRIVEL!

I remember when Mother Jones was a liberal publication, not another propaganda outlet shilling for the DINOcrats.


Pre-existing failure

ObamaCare


From FAUX News:

It’s a centerpiece of President Obama’s health care remake, a lifeline available right now to vulnerable people whose medical problems have made them uninsurable.

But the Pre-Existing Condition Insurance Plan started this summer isn’t living up to expectations. Enrollment lags in many parts of the country. People who could benefit may not be able to afford the premiums. Some state officials who run their own “high-risk pools” have pointed out potential problems.

“The federal risk pool has definitely provided critical access, in some cases lifesaving access, to health insurance,” said Amie Goldman, chair of a national association of state high-risk insurance pools. “That said, enrollment so far is lower than we would have expected.”

California, which has money for about 20,000 people, has received fewer than 450 applications, according to a state official. The program in Texas had enrolled about 200 by early September, an official in that state said. Goldman, who runs the pool in Wisconsin, said they’ve received fewer than 300 applications so far, with room for about 8,000 people in the program.

That’s not how it was supposed to work.


Ayup. As Wonk the Vote would say, “Nobody could have foreseen.”

.


Elena Kagan and Laura Bush: When Pigs Really Fly

Kudos to the President for nominating another lady to the supreme court. Well done. But something’s not right here. What is it…? Oh, yeah.

I’m really, really glad Obama chose a woman. I really, really wish she were more liberal. I suspect she’ll be okay on Roe and other “social issues,” but her attitude to executive power is alarming.

Also, rumors abound that Kagan is gay. Let’s just pretend for a second that we care….

Glad that’s over.

As for social issues, the President has really given us a treat! He picked someone that is kind of pro-choice! OMG! But wait…

As a White House adviser in 1997, Supreme Court nominee Elena Kagan urged then-President Bill Clinton to support a ban on late-term abortions, a political compromise that put the administration at odds with abortion rights groups.

Documents reviewed Monday by The Associated Press show Kagan encouraging Clinton to support a bill that would have banned all abortions of viable fetuses except when the physical health of the mother was at risk. The documents from Clinton’s presidential library are among the first to surface in which Kagan weighs in the thorny issue of abortion.

The abortion proposal was a compromise by Democratic Sen. Tom Daschle. Clinton supported it, but the proposal failed and Clinton vetoed a stricter Republican ban.

In a May 13, 1997, memo from the White House domestic policy office, Kagan and her boss, Bruce Reed, told Clinton that abortion rights groups opposed Daschle’s compromise. But they urged the president to support it, saying he otherwise risked seeing a Republican-led Congress override his veto on the stricter bill.

Oh. But still! Since Kagan is probably a lezbo, she must support gay marriage, right? Wrong.

The meme has taken hold that Kagan is a stealth candidate who has avoided taking positions on important constitutional or other issues throughout her career.

But on one issue of critical importance to the left — the constitutional right to same-sex marriage, Kagan has staked out a very clear and unequivocal position: There is no constitutional right to same-sex marriage.

In the course of her nomination for Solicitor General, Kagan filled out questionnaires on a variety of issues. While she bobbed and weaved on many issues, with standard invocations of the need to follow precedent and enforce presumptively valid statutes, on the issue of same-sex marriage Kagan was unequivocal.

Kagan is a winner in other ways, too:

“Like Harriet Miers, she doesn’t have a record to tell us how she would adjudicate from the bench. They led a rebellion against the executive branch and the same thing should happen here.”

“I object to appointment somebody that has no track record. Corporate power is a big one because of the Citizens United decision, and also Miranda. There are a lot of things where it would be helpful to be able to examine past writings.”

“If I was in the Senate, I would vote no, because like Harriet Miers she doesn’t have the judicial experience.”

“Accepting Kagan just because people like Obama is wrong. That’s appropriate for American Idol, not the Supreme Court. Nobody knows what she stands for but him. It’s just a cult of personality with Obama. This is the Supreme Court.”

There is something fundamentally wrong about this. Everyone is used to Obama constantly rejecting his base. They are like devoted mistresses who constantly tell themselves that their boyfriends will leave their wives–he is just making a compromise right now; it’s a secret game of eleven dimensional chest and during the election time he will come crawling back. But really, why do liberals have to compromise in the first place?

The selection of Solicitor General Elena Kagan to be the nation’s 112th justice extends a quarter-century pattern in which Republican presidents generally install strong conservatives on the Supreme Court while Democratic presidents pick candidates who often disappoint their liberal base.

[...]

Along the way, conservatives have largely succeeded in framing the debate, putting liberals on the defensive. Sonia Sotomayor echoed conservatives in her Supreme Court confirmation hearings last year by rejecting the idea of a “living” Constitution that evolves, and even President Obama recently said the court had gone too far in the past. While conservatives have played a powerful role in influencing Republican nominations, liberals have not been as potent in Democratic selections.

Well, I don’t know. Maybe the blogger boyz just need a reality check. For one thing, Obama is just not that into them.

For another, the notion that Obama is a “Democratic President” is laughable anyway. Democratic Presidents don’t pass Heritage Foundation Health Insurance Reforms and then claim it as the biggest victory of their Presidency. Just sayin.’

The Democratic Party is obviously in trouble, and that is no secret. But they can’t be any worse than Republicans, right? NOTHING is worse than a Republican. I mean, Elena Kagan might not be perfect on social issues, but at least she’s more liberal that Laura Bush!

On her media tour for her memoir, Spoken from the Heart, Laura Bush stopped by Larry King Live, where she opened up for the first time about her advocacy for marriage equality, as well as her belief that Roe v. Wade, the Supreme Court decision regarding a woman’s right to an abortion, should be upheld.

Could you afford to fight?


“We have the best system of justice that money can buy. How much justice can you afford?”


I was over at Ian Welsh’s blog reading Recissions and Denial of Care Under Obamacare when I saw this:

‘‘SEC. 2712. PROHIBITION ON RESCISSIONS.
‘‘A group health plan and a health insurance issuer offering group or individual health insurance coverage shall not rescind such plan or coverage with respect to an enrollee once the enrollee is covered under such plan or coverage involved, except that this section shall not apply to a covered individual who has performed an act or practice that constitutes fraud or makes an intentional misrepresentation of material fact as prohibited by the terms of the plan or coverage. Such plan or coverage may not be cancelled except with prior notice to the enrollee,

What’s the most important word in that long-ass sentence? I’ll give you a hint: It starts with an “e” and ends in a “t” with “xcep” in between. That’s what known in legal terminology as a “big fucking loophole” and it’s one of the reasons people despise lawyers.

Now before I go any farther I want to correct a mistake many people (including Ian) make. Rescission is not the canceling of a contract, it is the legal term for the unmaking of a contract. When a contract is rescinded the parties are supposed to be returned to the positions they were in as if the contract was never made. In the case of an medical insurance contract that means the insured is entitled to a refund of all premiums paid and the insurance company gets back whatever benefits it paid out.

So now let me drop a hypothetical on you:

So let’s say your employer provides you with medical insurance through Heartless Bastards of California. You have had your share of the premiums deducted from your weakly paycheck for the past five years but other than a few routine check-ups you didn’t see your doctor.

You hadn’t been feeling well so you went to the doctor and he/she ordered tests which confirmed that you have cancer. The good news is that it’s treatable, but you will need surgery and a year of chemotherapy and you will be unable to work until the treatment is completed.

Left untreated the prognosis is bleak and time is of the essence so the doctor recommends the surgery take place as soon as he obtains pre-approval from Heartless Bastards.

Your doctor promptly sends the bean counters at Heartless Bastards the two reams of paperwork they require for pre-approval and the estimated cost of your treatment is over $100,000 even if everything goes right. This causes an immediate review of your account by the legal department at Heartless Bastards. The review includes comparing the answers on your original application to the ones you gave your doctor (he sent them a copy of your entire medical file) and there are some discrepancies between the two sets of answers.

Two days later you get a certified letter from Heartless Bastards stating that they have reviewed your account and are rescinding your coverage based on fraud and/or material misrepresentation. They have enclosed a $10,000 check for the refund of your premiums, and the small print on the back just above the place for your endorsement states that signing and cashing the check constitutes a waiver of all claims against them.

What would you do?

Depending on the discrepancies in your answers Heartless Bastards may or may not be able to justify rescission and they gave you prior notice as section 2712 requires. But what if they just ignored the law?

Let’s say you had a stroke that put you in the hospital for over a month and left you permanently disabled.

Your medical bills for just the first month after the stroke total over $100,000 and the meter is still running. You didn’t have the foresight to purchase a private disability policy and you only have modest savings so you have to rely on Social Security Disability. This means you will suffer a big drop in income even though your rent/mortgage won’t change and your creditors will still expect payment each month.

Then you get that certified letter from Heartless Bastards saying that they are rescinding your policy based on fraud because you got the dates slightly wrong about some minor illness you had two decades ago. You didn’t get prior notice and their reasons for rescission are specious, but they do it anyway.

Then you begin receiving bills from every doctor, hospital, lab, ambulance company, pharmacy and/or other medical service provider that participated in your care and treatment. Each of those bills states that your insurance company has rejected the provider’s claim for services rendered and refused payment and therefore you are liable and they want their money right fucking now.

You’re broke and disabled. Any attorney willing to represent you will want a hefty retainer up front – they don’t take contingency fees on cases like this.

What are you gonna do about it?

Many people will give up, which is what those Heartless Bastards are counting on. Oh, they don’t really want to see you die, they just don’t want to pay your medical bills. It’s nothing personal, they are only fucking you over because their incomes go up if they do.

The bean counters and shysters receive raises and bonuses based on how many claims they successfully avoid paying. There is no incentive for them to do what is just and moral. They tell their feeble consciences that you will qualify for Medicaid or that you can file bankruptcy or something.

If your bills do get picked up by Medicaid then the taxpayers will pay for your treatment. This is commonly called “socialized medicine” everywhere except for all the rest of the countries in the world.

If you successfully discharge your medical bills through bankruptcy or by dying then the cost of your treatment gets passed on to the patients who have money in the form of increased fees.

Until we are willing to treat health care as a privilege for those who can afford it the poor will keep incurring costs that they cannot afford to pay. Whether we pay via taxes or by increased fees, one way or the other society foots the bill.

Obamacare forces people to purchase medical insurance through private insurance companies. It doesn’t provide them with any assistance if they need to fight those companies in court. Most people don’t have a lawyer on retainer but every insurance companies has a whole bunch of them sleazebags on their payroll.

They know most people won’t hire an attorney and file suit. They use legal terminology in their paperwork that is intended to intimidate people and convince them they can’t win. It’s often a bluff – in many cases just a letter from an attorney can get them to reverse course and pay the claims. But how many people have an attorney to write that letter for them? How many will simply give up without a fight?

The insurance companies are gaming the system in order to maximize their profits. Bad faith rescission and denial of claims are two of the tactics that they use. They will keep using those tactics as long as they are effective, and they will only act morally if is more profitable than acting immorally.

We cannot rely on regulatory agencies because that merely encourages regulatory capture and/or bribery. As we already see with numerous government agencies the enforcement departments are underfunded and they are managed by former employees/agents of the companies being regulated. It doesn’t matter what laws and regulations are on the books if they are not enforced.

The best way to disincentivize bad-faith rescission and denial of claims is to fight fire with fire. Since we privatized the payment of health care we should privatize the enforcement of the laws and regulations governing health care insurance. What do health insurance company bean counters fear most?

Lawyers (aka “ambulance chasers”)

More specifically, lawyers who will collect their fees and/or exemplary (punitive) damages directly from the insurance companies if they win their cases.

Right now there is every incentive for the insurance companies to cheat and few negative consequences if they get caught.

In my original hypothetical the insurance company wanted to avoid paying $100,000 in claims so they returned $10,000 in premiums and rescinded the contract. Technically you could say the net to them is zero – they got nothing and paid nothing.

But they avoided losing $90,000 which is a lot more than zero. If they are unsuccessful in their attempt at rescission they are still no worse off than they were originally. IOW – they have nothing to lose and something to gain by cheating.

What if the insurance company was subject to punitive damages and would have to pay the attorney’s fees of the people unsuccessfully tried to fuck over? In that scenario if the insurance company acted in bad faith and was unsuccessful they would not only have to pay the $100,000 in medical claims but also as much or more again in attorney fees and possibly several times that amount as exemplary damages.

IOW – they have a little to gain but a lot to lose by cheating.

Attorney fee awards are a way to finance legal representation for those people whose cause is just but whose wallet is empty. They also force the bean counters to increase the weight of the “risk” portion of their “risk/benefit analysis.”

Exemplary damages are intended to punish civil wrongs, such as where an auto manufacturer discovers a dangerous defect in one of their cars but does not issue a recall notice because they calculated it would be cheaper to pay off the dead and injured victims than it would be to fix the defect.

I realize that this is all pie-in-the-sky dreaming on my part and it will never happen. We all know there is no way that Obama and the Democratic Congress are gonna bite the hands that feed them. The health insurance companies bought them fair and square and like all honest politicians they will stay bought.

Besides, nobody likes lawyers anyway.

But since I’m day-dreaming about wild and crazy ideas to solve our health care problems, let me tell you of one idea that’s even wilder and crazier.

It’s “single-payer,” or as some people call it “Medicare for all.”

Single-payer is health insurance for everyone through a single government run insurance pool out of which the fees for medical services and cost of drugs are paid.

Single-payer health insurance collects all medical premiums/taxes and then pays for all services through a single government agency. It IS NOT socialized medicine – health care providers and pharmaceutical companies remain private rather than public.

Crazy stuff, huh? That’s the kind of bizarre and twisted ideas you come up with when you have a cannabis card and use it regularly.

Unfortunately, single payer was taken off the table by the Democrats at the beginning of the health care reform process and the A-list bloggers sat silently when it happened.

The Democrats and their A-list shills decided to use the “public option” as a negotiating ploy and by doing so they were successful in passing an old Republican plan with zero Republican votes.

But old things are historic, right?


A History Lesson

Miss me?


“Those that fail to learn from history, are doomed to repeat it.” – Winston Churchill

“Those that fail to learn from history, are doomed to repeat it again next year.”
– Beulah Limekiller, History Teacher, Elmore Blight Junior High

There’s a whole lotta misinformation about the Big Dawg floating around the progressive blogosphere these days. If you believed even half of it you would think the Clinton administration was a disaster for the nation. Here’s Ted Rall for example:

Because of Clintonian triangulation, the liberal base of the Democratic Party saw the 1990s as a squandered opportunity: eight years of unprecedented economic expansion with not one new social program, not even national healthcare, to show for it. They got the message: voting Democratic doesn’t guarantee Democratic policies. Unenthused, liberals stayed home or voted for Ralph Nader in 2000. Liberal disgust for triangulation (they called it “selling out”) sufficiently reduced Al Gore’s margin of victory to allow George W. Bush to steal Florida and the national election. It took the Democrats six years to begin to recover.

Let’s jump in the Wayback machine and see what REALLY happened.


"Sherman, set the dial for 1992"


Continue reading

Follow

Get every new post delivered to your Inbox.

Join 413 other followers